Who we are
UNION WY FINANCE COMPANY LLC is a Wyoming-organized company operating an online financial comparison and referral platform.
UTF:
Our services are limited to helping users discover, compare, and connect with third-party financial providers based on information voluntarily submitted through our Site.
Any lending decision, eligibility review, approval, funding, or repayment arrangement is handled exclusively by third-party providers.
- is not a lender;
- is not a loan broker;
- is not a financial institution or bank;
- does not issue loans or cash advances;
- does not make underwriting decisions;
- does not determine rates, fees, repayment terms, or approval decisions.
Information we collect
We collect information in several categories depending on how you interact with our Site.
When using forms or contacting us, you may voluntarily submit:
If you contact us, we may collect:
When you browse the Site, certain technical information may be collected automatically.
This may include:
Our systems may automatically record:
We may receive limited information from third parties, including:
- requested loan or advance amount;
- borrowing preferences;
- ZIP code or state of residence;
- employment status;
- income source;
- approximate income range;
- pay schedule;
- general financial preference data;
- other eligibility-related information you choose to provide.
- first and last name;
- email address;
- phone number where voluntarily provided.
- email contents;
- message history;
- support requests;
- attachments or files you submit.
- IP address;
- browser type and version;
- operating system;
- device type;
- language settings;
- screen resolution;
- time zone settings.
- pages viewed;
- links clicked;
- page interaction behavior;
- navigation flow;
- session duration;
- referring URLs;
- exit pages;
- approximate geolocation inferred from IP.
- server logs;
- timestamps;
- error logs;
- request headers;
- response status codes;
- security and diagnostic records.
- hosting providers;
- analytics vendors;
- infrastructure providers;
- referral confirmation partners.
Information we do not intentionally collect
UTF does not request or collect sensitive identity numbers or account credentials through the Site.
A lender or partner provider may request sensitive financial details on its own application; any collection happens on that provider's own systems under its own privacy practices.
How we use information
We may use collected information for the following purposes:
- matching users with participating providers;
- filtering offers based on eligibility criteria;
- displaying available financial products.
- responding to support inquiries;
- delivering requested service communications;
- operational notices.
- analyzing visitor behavior;
- optimizing form flows;
- improving usability;
- debugging technical issues;
- measuring referral performance.
- detecting suspicious activity;
- preventing abuse or malicious traffic;
- enforcing Terms of Service;
- maintaining platform integrity.
- complying with laws and regulations;
- responding to lawful requests;
- preserving business records;
- resolving disputes.
Cookies and similar technologies
UTF uses cookies, pixels, local storage objects, and related technologies to improve functionality, maintain security, analyze traffic, and better understand visitor behavior.
We currently use the following categories:
These are required for the Site to function properly and may be used to:
These help us understand how visitors use the Site by collecting:
These help evaluate:
These may remember:
Most browsers allow users to:
Disabling cookies may impact functionality.
- maintain core website functionality;
- preserve temporary session information;
- remember form progress;
- prevent spam and bot abuse;
- support infrastructure reliability.
- pages viewed;
- click behavior;
- time spent on pages;
- referral sources;
- browsing patterns.
- loading speed;
- system responsiveness;
- rendering issues;
- form completion performance.
- selected tabs or categories;
- dismissed notices;
- interface preferences.
- delete cookies;
- block future cookies;
- receive alerts before cookie placement.
Sharing of information
We do not sell personal information for direct monetary compensation.
We may disclose information to:
If you proceed with an offer or application, relevant matching data may be shared.
Including:
To comply with:
Information may transfer in connection with:
- hosting providers;
- analytics providers;
- email services;
- security vendors;
- fraud prevention vendors.
- subpoenas;
- court orders;
- lawful regulatory requests;
- fraud investigations.
- mergers;
- acquisitions;
- restructuring;
- asset sales.
Data retention
We retain personal information only as long as reasonably necessary.
Retention periods depend on:
Matching details and contact information are generally retained for up to 36 months after last interaction.
Aggregated or de-identified data may be retained indefinitely.
- service requirements;
- legal obligations;
- fraud prevention needs;
- dispute resolution.
Data security
We use commercially reasonable safeguards including:
No system is completely secure.
Where legally required, affected users will be notified following reportable security incidents.
- TLS encryption in transit;
- encryption at rest where applicable;
- access controls;
- internal permission restrictions.
Your privacy rights
Depending on applicable law, users may have rights including:
To submit a privacy request:
Email: help@uniontrustfinance.com
Subject Line: Privacy Request
Residents of other states with applicable comprehensive privacy laws (including, without limitation, Virginia, Texas, Connecticut, and other states with similar consumer privacy statutes) may submit privacy requests using the same contact information and subject line above.
- access;
- correction;
- deletion;
- portability;
- opt-out rights;
- non-discrimination.
California privacy rights
California residents may have rights under:
California users may submit rights requests using the contact methods listed in this notice.
California residents may submit verifiable consumer requests under the CCPA or CPRA using the contact information in Section 17 (Contact us).
- CCPA
- CPRA
Nevada residents
Nevada residents may submit opt-out requests to:
help@uniontrustfinance.com
Subject: Nevada Privacy Request
Wyoming privacy rights
If you are a Wyoming resident, the Wyoming Privacy Act (CPA) may provide you with rights to access, correct, delete, obtain a portable copy of, and opt out of the processing of your personal data for purposes of sale, targeted advertising, or profiling in certain circumstances. Wyoming residents may exercise these rights, where applicable, by contacting us at help@uniontrustfinance.com with the subject line "Wyoming Privacy Request." We will respond in accordance with applicable law.
Communications consent
By submitting forms, you acknowledge you are requesting financial comparison or referral services.
Where applicable, you may receive:
TCPA and text messages. Where we send marketing or promotional text messages that may be subject to the Telephone Consumer Protection Act (TCPA), we obtain prior express written consent (which may include electronic consent) before sending autodialed or prerecorded marketing texts to your number, where required by law. Consent to marketing texts is not required as a condition of purchasing or receiving any non-marketing service we offer, to the extent prohibited by applicable law. Message frequency varies. You may opt out of marketing SMS by following instructions in the messages (for example, replying STOP) or by contacting us at help@uniontrustfinance.com. Operational or transactional messages may be sent where permitted without separate marketing consent.
Message and data rates may apply.
- emails;
- service notifications;
- SMS communications if phone information is provided and you have given appropriate consent.
Children's privacy
The Site is intended only for adults age 18 or older.
We do not knowingly collect personal information from individuals under 18.
International users
UTF services are intended for users in the United States.
If you access the Site from outside the US, information may be transferred to and processed in the United States.
Changes to this Privacy Notice
We may revise this Privacy Notice periodically.
Updated versions will be posted on this page with revised effective dates.
Contact us
UNION WY FINANCE COMPANY LLC
201 W Lakeway Rd
Gillette, WY 82718-6305
United States
Email: help@uniontrustfinance.com
Contact
UNION WY FINANCE COMPANY LLC
201 W Lakeway Rd, Gillette, WY 82718-6305, United States
help@uniontrustfinance.com
Questions about this document? Contact support.